We are working on being smarter about our spending. We've done some little things. Cut back on the booze budget, trying to be smarter with the groceries by shopping during the big sales, cutting back on eating out, working on being more energy efficient to cut down on the hydro. We downsized our satellite TV package and got rid of our landline, which we hardly used anyway! It might not be much, but hopefully we will find that it's helping.
It's been going well, and we've been sticking to the new plan pretty much completely. I'm not going to lie! I feel deprived! I wanna go shopping! I want to buy new pretty things!
As I sat doing a little online banking this afternoon, I couldn’t help but notice that Growly Bears savings account was considerably fuller then ours.
The thought crossed my mind that I could wipe the sucker out and she wouldn’t even know! I could go on a little online shopping spree - purchasing items that were on sale only of course!
One day, way way down the road, when she asks me why we can’t afford to send her to college, I will just tell her that mommy spent her education fund on shoes and wine! And I’ll explain to her that her childhood was undeniably happier because I did so!
So really, she should thank me!
Don't worry. I didn't touch the account (yet!) I'm being the new responsible me!
Wish me luck!
Love and Hugs